For most people withdraw with a budget It requires choosing an affordable destination with a high quality of life with a Low cost of living. To help him in his relocation plans, Gobankinkingrates watched hundreds of cities from us to find not only some of the cheapest places to retire, but also some of the most beautiful.
Verify: 50 cheapest places to retire in America
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To qualify for the study, each city had to meet the following requirements: more than 12% of the population had to be 65 years or older, the total number of dollars monthly, including rent, had to be less than $ 9,000 and the average habitability score had to be exceeding 60.
Look at these beautiful places to withdraw that Will not destroy your bank account.
Total population: 113,710
Population percentage 65 years or older: 15.6%
Habitability score: 65
Total monthly expenses (including rent): $ 2,701
Although Beaumont does not necessarily have the highest habitability score, Gobankingrates classified it first depending on the general professionals, as an affordable cost of living, low housing expenses and to what extent its fixed income will arrive here. It also has a good percentage of older people, which makes it a community that could definitely meet many of their retirement needs.
It is possible that the Goonies never say they die, but they grow, and if you want to retire in the scenic place where that movie was filmed, then Cannon Beach is the place to live their golden years. Its natural beauty will attract you, including the iconic Haystack rock, passable beaches and the impressive coastal views.
Discover more: The 7 best retirement cities that you have ever heard (but should be considered in 2025)
As a vortex of cultural wealth, outdoor recreation and a vibrant artistic scene, many retirees have found that Santa Fe is a Ideal retirement destination. It is located in the foothills of the rocky mountains, which offers wide opportunities for outdoor activities such as hiking, cycling and even skiing to help keep your most affordable leisure life active.
If you are like most people who face retirement, you are working with a limited budget. Even so, that does not mean that you should settle for living in a place that does not have large skies and a older budget friend. Whitefish has healthy doses of natural beauty that serves as a backdrop for its new, comfortable and slower rhythm of life.
Marfa, located in western Texas, has a large retirement community full of artists who came there to be close to the beautiful desert landscapes. If you retire here, you can see the impressive views at an affordable price.
Leavenworth must be on his retirement radar due to his charming atmosphere of the Bavarian village, historical charm, outdoor recreation opportunities and a booming community. The unique combination of outdoor and a relaxed lifestyle of the city makes it a must when retirement planning.
Although there may be two great coastal cities of Portland to choose, Portland, Maine, slightly eliminates Oregon, since it has much more Affordable cost of livingbut does not sacrifice an ounce of natural beauty. This great city is where retirees can enjoy convenient access to excellent medical care, a rich history and a vibrant senior community.
Seward has a surrounding area that includes magical locations such as Hot Springs Village and offers several convincing reasons for retirement. These include a low cost of living and affordable homes, as well as benefits for retirees in Arkansas, such as the exemption of social security income taxes and the payment of military retirement.
If you retire in Portsmouth, you will prepare with real estate at reasonable prices surrounded by beautiful natural landscapes. This high quality of life comes with an invoice that can easily pay with a fixed income with only a basic amount of retirement planning.
When you think of cheap places to retire, you probably don’t think you will find Naples on the list. However, this Cogisy Beach Town It still has housing costs that do not break its social security benefits. More than half of its population is 65 years old or more, which makes this an excellent option for retirees who want to enjoy easy access to a beach lifestyle.
J. Arka contributed to the reports of this article.
METHODOLOGY: For this study, Gobankinkingrates analyzed the most beautiful US cities to find the cheapest retirement cost. Usnews, Forbes.com, Ibtimes, RealstateNews.com, Architectural Digest, Cntraveller, USNews & Travel, Tourscanner, Worldwildschooling and Timeout.com were selected to find the most beautiful places in the United States. For each location, several factors were found, including the total population, the population 65 years of age or older, the total homes and average revenues of households, all from the survey of the American community of the US census. The cost of living rates were obtained from the best places in Sperling and include supermarket, medical care, housing, public services, transport and several cost of living indices. The average cost of expenses for each location can be calculated using the cost of living rates and national costs of average expenses, as obtained from the Consumer Expenses Survey of the Office of Labor Statistics. The habitability index was obtained from the Vibes area for each location. The average single -family housing value was obtained from the Zillow housing value index for March 2025. Using the average value of single -family housing, assuming an initial payment of 10%, and using the most recent national average fixed mortgage rate than 30 years, as obtained from the economic data of the Federal Reserve, the average mortgage can be calculated. Using the average mortgage and average expenditure costs, the average monthly and annual average annual cost of living and annual. The cities were ordered to first show the cheapest retirement cost. All data were collected and updated from May 16, 2025.
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This article originally appeared in Gobankinggrates.com: 10 cheap and beautiful places to retire
